Customer Services

Customer service is very important to us. We are always available to answer any of your questions! Simply contact us using our contact page and we'll get right back to you.

Read More

Instant Cash Loans

Apply today for a super fast decision from X Text Loans! Based on your circumstances, we will make an on-the-spot decision and then transfer the funds into the bank account of your choice.

Read More

All About X Text Loans

Many people look towards a loan from family, friends and their boss when they fall short on their bills on payday. When you have a money emergency, such as a broken down car or higher than normal utility bill, you may become even more desperate. You can’t always depend on those around you to bail you out, but you may not want to go to a bank to get a loan. That’s when x text loans can come in handy.

Here’s an idea of our current rates:

Representative APR 1750% (variable*)

Representative Loan Example:
Borrow £180 for 28 days
Total amount payable – £225
Interest rate p.a. 1750% (default)
Interest payable – £45

A text payday loan is an unsecured loan that is very easy to apply for, and it’s easy to meet the requirements. There are no credit checks performed for these types of loans, so no matter how poor of a credit score one has, they can still get through the application process to get the money that they need. Many people strive to have a great credit score, but because of unforeseen circumstances, it ends up going down, and a credit score that is low will make it difficult to get a loan elsewhere, such as from a bank. With x text loans, your score will not matter. No collateral is asked for, as well.

We are a very reliable and reputable UK payday loan site that works with our customers to get you the money that you need as quick as possible. We know that when you are having a money issue, you don’t want to wait days for an answer, or even longer to get your loan. We will give you your answer immediately, so you know whether or not you are approved. Once you are approved for the loan that you have applied for, it will be deposited into your bank account. This usually occurs within a couple of hours, so that you get your loan fast.

With a cash advance loan, you simply fill out our online form, which will ask you a few questions. For most people, these questions just take 10 minutes or so of their time. Since there are no credit checks or faxing required, the process is very simple. Fill in personal information, as well as income and debit account information, and send it in via the website. That’s it! From there, wait to be approved. You can be approved for a loan anywhere from £100 through £1000 at a time.

A loan can be the answer to many money issues. Apply with our reputable company today to get the money that you need today. is ranked 9.7 out of 10. Based on 178 user reviews.